Flowpay uses predictive AI models to assess risk more precisely and to truly understand the potential of SMEs. They act as a Direct Lender to SMEs, provide an Embedded Finance Infrastructure for SME Platforms & Risk as a Service (RaaS) to Lending Institutions.

Direct Lending Helping SMEs grow by providing quick & online financing.

Embedded Finance White Label Solution integrated within POS, E-commerce, etc. Platforms. Helping increasing customer retention and creating new streams of income for said platforms.

Risk as a Service (RaaS) Providing Lenders with predictive AI models based on alternative Data & PSD2 Segmentation to better understand & underwrite SMEs.